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1. san marino football win⭐??? ??⭐?? ??? ??? ?? ??? ???? ???? ??? ???? ?????.ti ??The credit card industry is building up its capacity to respond to the deterioration in asset quality. Although the bad debt reserve ratio for card companies declined by 2.4 percentage points from 109.9 percent at the end of 2023 to 107.5 percent at the end of June 2024, the adjusted capital adequacy ratio stood at 20.3 percent, well above the management guidance ratio of 8 percent for all card companies. ??? ??The credit card industry is building up its capacity to respond to the deterioration in asset quality. Although the bad debt reserve ratio for card companies declined by 2.4 percentage points from 109.9 percent at the end of 2023 to 107.5 percent at the end of June 2024, the adjusted capital adequacy ratio stood at 20.3 percent, well above the management guidance ratio of 8 percent for all card companies.

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