??? ??⭐??? ?⭐?? ??? ??? ??, ??? ??!

1. ??? ??⭐??? ?⭐?? ??? ??? ??, ??? ??![??? ????? ??]?? ????(ADYA)? 1? ?? ??? ????.26? ??? ?????? ??????? “????? ?? ?? ???? ?? ‘??(RIZZ)’? ????”? ???. The sharp rise in the delinquency rate among the credit card companies is largely due to the influx of mid- to low-credit borrowers turning to card loans. As borrowing from savings banks and private lenders becomes increasingly difficult, these financially vulnerable borrowers opted for card loans instead.

2. ??????? ??⭐??? ?⭐?? vs ????? ???? ??? ??? “? ?? ???? ?? ?? ??? ???”?? ??? ??? “???”??? ?? ???? ??. ?? ?? “?? ?? ??? ?????”?? ???. ??? “?? ?? ??? ???”?? ????.